WHAT IS AFTERPAY?
Afterpay is a service that allows us to offer our customers the ability to make purchases now and pay for them in four equal installments, made every 2 weeks, without any interest.
HOW DO I USE AFTERPAY?
Just shop on roamloud.com and checkout as usual. At checkout, choose Afterpay as your payment method.
First-time shoppers provide payment details as usual, returning shoppers just log into their Afterpay account. Then complete your order -- it’s that easy!
At any time, you can log in to your Afterpay account to see your payment schedule and make a payment before the due date. Otherwise we will automatically take the money from your debit or credit card every 2 weeks.
Please note, the order value must be between $35 and $1000.
ARE THERE EXTRA FEES WHEN I USE AFTERPAY?
Afterpay is always zero interest. You pay nothing extra when you pay on time, according to your payment schedule. The only fees are late fees for missed payments.
WHERE CAN I FIND OUT MORE ABOUT AFTERPAY?
For more information, visit Afterpay’s FAQ page here. If you have a question about your Afterpay account, please contact the Afterpay toll-free Customer Support line at 855-289-6014 or submit a question here.
IS THERE A MINIMUM THAT I MUST SPEND IN ORDER TO USE AFTERPAY?
Your cart must exceed $35 in order to use Afterpay at checkout.
WHEN WILL MY FIRST PAYMENT BE TAKEN?
You will more than likely pay the first installment of the purchase price at the time you place the order. If you have been shopping with Afterpay for some time and have a really good repayment history. You may find that we defer taking the first payment until 2 weeks after you make your purchase. In all cases you will be notified on screen if the first payment is due there and then or if it will be deferred by 2 weeks.
FIRST PAYMENT HIGHER THAN THE OTHER THREE?
For some purchases, if your total order amount exceeds your Afterpay approved-spending limit the first payment may be higher than subsequent payments. Afterpay will show you how the installments are split before you pay.
IS THERE A LIMIT TO HOW MUCH I CAN SPEND ON A SINGLE TRANSACTION USING AFTERPAY?
Yes, your bag value must be between $35 and $1,000 to use Afterpay with Roam Loud. Your first order, however, may have a lower maximum value. You will receive an instant approval decision on your order at checkout. Afterpay and Roam Loud are committed to responsible spending and not all orders will be approved.
CAN I USE AFTERPAY IF I’M AN INTERNATIONAL CUSTOMER?
Afterpay is only offered to our customers who have a US billing address, a US Visa or Mastercard (credit or debit card), and a US mobile phone number. Customers with international billing addresses and/or phone numbers will not be able to set up an account with Afterpay.
IS THERE A MINIMUM AGE REQUIREMENT FOR USING AFTERPAY?
Afterpay is only offered to customers over the age of 18.
WHAT PRODUCTS ARE NOT ELIGIBLE FOR PURCHASE USING AFTERPAY?
Afterpay is not available on purchases of e-Gift cards and may be unavailable on additional products. If your order contains gift cards and other eligible products, you will need to purchase your gift cards separately.
HOW DOES THE PAYMENT SCHEDULE WORK?
Customers are required to make their first payment at the time of purchase. The remaining three payments are due every 2 weeks in equal installments and will be drawn from your selected payment method. If you would like to make additional unscheduled payments before they are due, you may log in to Afterpay to make your payments early.
You can log in to your Afterpay account anytime to view your payment schedule or make a payment before the next due date.
WILL I BE NOTIFIED WHEN A PAYMENT IS DUE?
Afterpay sends payment reminders via SMS and email prior to payments becoming due. It is also easy to view your orders and payment schedules on Afterpay.com or in the Afterpay App.
CAN I PAY EARLY?
You can make payments anytime before your due date. If you’d like to make payments before your scheduled pay dates, you can do so through your Afterpay account. Just select the installment you’d like to pay early and hit "Pay Now."
WHAT IF I CAN’T PAY AN AFTERPAY INSTALLMENT?
If you do not make a payment when due or funds are unavailable, you will be charged a $8 late payment fee. An additional $8 fee will be charged if the missed payment is not made within 7 days. Late fees will never exceed 25% of the total order. For more information, visit the Afterpay Payment Purchase Agreement here.
CAN I MOVE OR CHANGE PAYMENT DUE DATES FOR AN ORDER?
To request an adjusted payment schedule, contact Afterpay’s Customer Service team and the team will review your account to determine eligibility. Not all requests can be accommodated.
WHEN WILL MY ITEMS BE DELIVERED IF I USE AFTERPAY?
Afterpay orders are delivered within our standard shipping time frames like any other order from roamloud.com.
Visit our shipping information page here for more information.
Phone: 855-289-6014 7:00-7:00 CST Monday - Friday and Saturday 7:00-6:00 CST
HOW DO I RETURN OR EXCHANGE AN ITEM PURCHASED USING AFTERPAY?
Afterpay returns follow our standard return process. Please visit our returns & exchanges page on how to return items. Please note, refunds for Afterpay will first be refunded from Roam Loud to Afterpay, and then to you. We cannot provide an exchange or cash refund. Have more questions about Afterpay returns? Go to help.afterpay.com.
CAN I EDIT OR MODIFY MY ORDER AFTER PLACING IT?
Once Afterpay has approved an order, additional items cannot be added. Roam Loud is able to issue partial refunds through Afterpay if items are not in stock or cannot be fulfilled for any reason.
RETURNS & EXCHANGES
Refunds for customers using the Afterpay payment option will follow Roam Loud’s standard return policy and will first be refunded from Roam Loud to Afterpay, and then to the customer. Roam Loud does not offer exchanges or cash refund for Afterpay orders.
Afterpay will only process refunds following (1) the issue of a refund request via the Merchant Portal or (2) the issue of a refund request via your direct ecommerce integration.
Once Afterpay has approved an order, order details cannot be modified, and items cannot be added to the order. We encourage customers to place a new, and separate order if they would like to add additional items to their purchase.
Afterpay is committed to supporting responsible spending and we do not approve all orders. If an order fails Afterpay’s order assessment criteria, the customer will be directed back to your website’s checkout page with a notification that the order has been declined. The customer can then attempt to complete the purchase using a different payment method.
GET IN TOUCH WITH AFTERPAY
Questions about Afterpay and/or your Afterpay account? Below is the contact information for Afterpay:
Phone Number: 855-289-6014 7:00 AM - 7:00 PM CST Monday - Friday and Saturday 9:00 AM - 6:00 PM CST